Lakeway sits in the Central Texas hail belt, so a large share of roof projects here are driven by hail or wind damage — and covered by homeowners insurance. If your roof was storm-damaged, you typically pay only your deductible while your insurer covers the approved scope. Roofs that have simply aged out, with no storm damage, are not insurance-covered. Here's how we handle the whole claim for you.

The tile & shingle coverage gap

One thing many Lakeway homeowners get caught by: hail often cracks tile in ways that aren't visible from the ground, and a fast adjuster inspection can miss it — leaving damage that leaks a season later on a closed claim. We document tile and hard-to-see damage close-up so it's on the record while the claim is open. The same goes for the deductible math: on a covered claim your out-of-pocket is usually just your deductible, so a repair that looks expensive at sticker price may cost you far less.